Articles for category: Personal Finance

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Non-Housing Debt

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York

The Rising Tide of Non-Housing Debt in America The financial landscape of the United States has changed dramatically in recent years, with more emphasis on consumer debt. Americans Find Themselves In Almost $5 Trillion Worth Of Non-Housing Debt, The Latest New York Federal Reserve Report Shows That number, though staggering, represents an incredibly steep increase from 10 years ...

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Enhancing Quality of Life

The paramount consideration in doing this was quality of life, but the financial benefits are also huge

Enhancing Quality of Life: The Financial Advantages Living in the fast lane has driven countless people toward some lifestyle choices that enhance living quality. They are focused on personal well-being, but to overlook the substantial financial benefits would be doing them a massive disservice. Prioritizing Quality of Life Desire for a higher quality of life is at the ...

America's Debt Dilemma

Nearly four in 10 Americans say they don’t feel very confident in their ability to create a plan to get out of debt

Understanding America’s Debt Dilemma: Confidence and Planning In today’s financial valley , managing debt has been worrying for so many people. Unfortunately, a recent survey by the Pew Research Center has some sobering news — almost 40% of Americans dont feel very confident they could come up with a solid plan if burdened by debt. It is ...

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stress out of money

We want to help you take the stress out of money

Taking the Stress Out of Money Management We live in such a fast paced environment that it can sometimes feel impossible to be able to stay on top of your finances. Let me explain: People are out here trying to keep the lights on, fund a savings account and constantly police every last penny they spend; ...

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Health Care Costs

Health Care Costs: A Top Concern for Americans

Health Care Costs: A Top Concern for Americans Recent surveys show that Americans routinely list the cost of health care above a litany other issues because as more pressing political and economic concerns. These are the same feelings of anxiety that have become widespread throughout this country. Healthcare Costs—Costs that Stink Health care bills have the ability to ...

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Debt Management

Understanding the Benefits of Taking a New Loan for Debt Management

Understanding the Benefits of Taking a New Loan for Debt Management When you are already dealing with existing financial obligations, it can be overwhelming to juggle more when managing debt. The concept of getting a new loan may sounds like crazy but at first sight. After all, who would want to compound their financial woes while in misery? ...

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Home Buying vs. Renting: Which Option Fits Your Needs?

The Home Buying vs. Renting Dilemma: Finding What Works for You

The Home Buying vs. Renting Dilemma: Finding What Works for You One of the most common dilemmas people face is when it is time to find shelter, whether they should buy a home or rent. The choice is truly subjective and will vary depending on your financial situation, habits that you are currently trying to implement in ...

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Navigating the Economic Outlook: A Bumpy Road Ahead

Prices could still get worse before they get better

Economic Outlook: A Bumpy Road Ahead As we navigate through the current economic landscape, many find themselves grappling with a troubling reality: prices could potentially worsen before we witness any improvement. This scenario poses a challenge not only for consumers but also for businesses and policymakers who are eager to stabilize the market. Understanding the ...